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Saturday, June 9, 2012

FDIC closes bank in Oklahoma

WASHINGTON (AP) ? Federal regulators have seized a small bank in Oklahoma, bringing to 25 the number of U.S. banks that have failed so far this year.

The Federal Deposit Insurance Corp. said Friday that it closed First Capital Bank in Kingfisher.

The bank, which had one branch, had about $46.1 million in assets and $44.8 million in deposits as of March 31.

F&M Bank in Edmond, Okla., agreed to pay a premium of about 7.7 percent to assume all of First Capital's deposits.

It also agreed to buy about $40.7 million of the failed bank's assets.

The FDIC estimates that failure of First Capital will cost the insurance fund $5.6 million.

The lender is the first FDIC-insured institution to fail this year in Oklahoma.

Associated Press

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More can mean less when it comes to being happier - especially if you are neurotic

More can mean less when it comes to being happier especially if you are neurotic

Public release date: 9-Jun-2012
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Contact: Kelly Parkes-Harrison
k.e.parkes@warwick.ac.uk
44-024-761-50868
University of Warwick

New research from the University of Warwick suggests getting more money may not make you happier, especially if you are neurotic.

In a working paper, economist Dr Eugenio Proto, from the Centre for Competitive Advantage in the Global Economy (CAGE) at the University of Warwick, looked at how personality traits can affect the way we feel about our income in terms of levels of life satisfaction.

He found evidence suggesting that neurotic people can view a pay rise or an increase in income as a failure if it is not as much as they expected.

Neuroticism is a fundamental personality trait in psychology and refers to a tendency to experience negative emotional states. People with high levels of neuroticism have higher sensitivity to anger, hostility, or depression.

Dr Proto, who co-authored the paper with Aldo Rustichini from the University of Minnesota, said people who are on a high salary and have high levels of neuroticism are more likely to see a payrise as a failure.

He said: "Someone who has high levels of neuroticism will see an income increase as a measure of success. When they are on a lower income, a pay increase does satisfy them because they see that as an achievement. However, if they are already on a higher income they may not think the pay increase is as much as they were expecting. So they see this as a partial failure and it lowers their life satisfaction."

Dr Proto, who will be presenting the research at next month's ESRC Research Methods Festival, used data from the British Household Panel Survey and the German Socioeconomic Panel.

He added: "These results suggest that we see money more as a device to measure our successes or failures rather than as a means to achieve more comfort."

###
Notes to editors
The paper, Life Satisfaction, Household Income and Personality Traits, Eugenio Proto and Aldo Rustichini, is published as a CAGE working paper n.86

To speak to Dr Proto, please call 07800 594738, 02476 523484, E.Proto@warwick.ac.uk

For more information contact Kelly Parkes-Harrison, Press and Communications Manager, k.e.parkes@warwick.ac.uk, 02476 150868, 07824 540863.

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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

More can mean less when it comes to being happier especially if you are neurotic Public release date: 9-Jun-2012
[ | E-mail | Share ]
Contact: Kelly Parkes-Harrison
k.e.parkes@warwick.ac.uk
44-024-761-50868
University of Warwick

New research from the University of Warwick suggests getting more money may not make you happier, especially if you are neurotic.

In a working paper, economist Dr Eugenio Proto, from the Centre for Competitive Advantage in the Global Economy (CAGE) at the University of Warwick, looked at how personality traits can affect the way we feel about our income in terms of levels of life satisfaction.

He found evidence suggesting that neurotic people can view a pay rise or an increase in income as a failure if it is not as much as they expected.

Neuroticism is a fundamental personality trait in psychology and refers to a tendency to experience negative emotional states. People with high levels of neuroticism have higher sensitivity to anger, hostility, or depression.

Dr Proto, who co-authored the paper with Aldo Rustichini from the University of Minnesota, said people who are on a high salary and have high levels of neuroticism are more likely to see a payrise as a failure.

He said: "Someone who has high levels of neuroticism will see an income increase as a measure of success. When they are on a lower income, a pay increase does satisfy them because they see that as an achievement. However, if they are already on a higher income they may not think the pay increase is as much as they were expecting. So they see this as a partial failure and it lowers their life satisfaction."

Dr Proto, who will be presenting the research at next month's ESRC Research Methods Festival, used data from the British Household Panel Survey and the German Socioeconomic Panel.

He added: "These results suggest that we see money more as a device to measure our successes or failures rather than as a means to achieve more comfort."

###
Notes to editors
The paper, Life Satisfaction, Household Income and Personality Traits, Eugenio Proto and Aldo Rustichini, is published as a CAGE working paper n.86

To speak to Dr Proto, please call 07800 594738, 02476 523484, E.Proto@warwick.ac.uk

For more information contact Kelly Parkes-Harrison, Press and Communications Manager, k.e.parkes@warwick.ac.uk, 02476 150868, 07824 540863.

[ | E-mail | Share ]
?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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Friday, June 8, 2012

Video: Cramer's Six in 60: American Express, Juniper & More

Cramer shares six stocks to watch, and reveals them in under 60 seconds, including American Express, Juniper, Sonic and Oracle.

Rolls-Royce agrees deal for Aero Engine Controls

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Rolls-Royce agrees deal for Aero Engine Controls

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Wednesday, June 6, 2012

Apple wants all new HTC Android phones barred from U.S.

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Sony pumps life into PS Vita, Move controller

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